Tell Congress:
Don’t rule me out

Health insurance companies are lobbying to take insurance choices away from kidney patients. Some insurers would prefer not to cover people with end-stage renal disease. We need your help. Tell Congress that kidney patients have the same right as anyone to choose private insurance coverage, even if they need charitable help to pay for it.

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Insurance companies must not be allowed to discriminate

It’s a new chapter in an old insurance company playbook: finding ways to avoid covering patients with chronic diseases.

Powerful insurers have complained to the Centers for Medicare & Medicaid Services (CMS) about charitable assistance programs like ours that help patients pay their insurance coverage. Under pressure from insurers, CMS is considering new rules that would limit a low-income patient’s ability to get help from charities to pay their premiums—effectively forcing them onto government-funded programs that may not be the best for their individual situations.

We believe all dialysis patients should be educated about their insurance options, and deserve to freely choose the insurance that best fits their personal needs. Our Health Insurance Premium Program helps people pay for all types of insurance, whether it’s Medicare, Medigap, Medicare Advantage, Medicaid, COBRA, employer group health, or a Marketplace plan.

Our program has helped America’s low-income dialysis patients afford their health insurance for nearly 20 years, but now it is under attack from powerful insurance companies. Insurance companies must not be allowed to discriminate against ESRD patients who can’t afford their premiums.

Ask Congress to help us protect some of the nation’s most vulnerable people.

AKF provides grants for patients who cannot otherwise afford insurance to maintain coverage that is essential for their care. Some insurers are sending threatening letters to people who receive grants, and other insurers are canceling their policies. Now CMS is considering a rule that would give insurers exactly what they want—a way to dump low-income ESRD patients into government programs.

Learn more about the third-party payment debate

It’s a complex issue that pits insurers against patients. As the nation’s leading nonprofit working on behalf of kidney patients, we are firmly on the side of patients. There is a lot of misinformation coming from insurers, and we want to set the record straight.

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