If you are living with kidney failure and are unable to afford your treatment-related expenses, the American Kidney Fund may be able to help. Patients who demonstrate financial need may apply for assistance through our grant programs. We distribute grants as funding becomes available.
Health Insurance Premium Program (HIPP)
If you have kidney failure and have health insurance coverage but are unable to afford the cost of your premiums, the American Kidney Fund's Health Insurance Premium Program (HIPP) may be able to help. Patients may qualify for this program if they have demonstrated insufficient income and savings to pay their premium bills. HIPP covers premiums for Part B Medicare, Medigap, Medicare Advantage, Medicaid (in states that charge premiums), commercial plans (including Marketplace plans), employer group health plans and COBRA plans.
AKF is an independent nonprofit organization. Our HIPP program depends on the generosity of donors, and we accept new applications for HIPP assistance as funding becomes available.
Safety Net grants
If you are on dialysis, you probably have many health care expenses that are not covered by insurance. Typical expenses include the cost of transportation to and from dialysis; over-the-counter medicines; co-payments; and other needs, for example, dentures.
Kidney donors have out-of-pocket expenses related to giving the gift of life. These expenses often include the cost of travel and lodging, or the expense of lost wages during the transplant process.
The American Kidney Fund's Safety Net Program provides small grants to help people with these costs. We depend on contributions from supporters nationwide to be able to make these grants available. We currently are able to provide a maximum grant of $100, once per year, to financially qualified individuals. In 2015, we provided Safety Net grants to about 10,000 people in all 50 states. For more information about applying for a Safety Net grant, speak with the social worker at your dialysis center today, give the American Kidney Fund a call at 1.800.795.3226, or send us an email.
Disaster relief grants
When a flood, hurricane, tornado or other disaster strikes a community, the American Kidney Fund’s Disaster Relief Program helps kidney patients get back on their feet. The program provides assistance to help patients replace medications, food and household items, and pay for other lost necessities. AKF has provided significant assistance over the years during major catastrophes, such as Hurricane Katrina and Hurricane Sandy. For information about the Disaster Relief Program, speak with the social worker at your dialysis center, call the American Kidney Fund at 1.800.795.3226, or send us an email.
This year’s disaster relief efforts are supported thanks to the generosity of many individuals, foundations, member organizations, and the following corporate sponsors: Akebia Therapeutics, Inc.; Alliant Health Solutions; the Amgen Foundation; American Renal Associates; American Medical Technologists; American Society of Nephrology; American Society of Pediatric Nephrology; DaVita Healthcare Partners; Dialysis Clinic, Inc.; Fresenius Medical Care; Keryx Biopharmaceuticals; National Renal Administrators Association; OPKO Renal; Relypsa, Inc.; UBS Financial Services; U.S. Renal Care; UVA Medical Center.
Grants for children
All of AKF’s financial assistance programs are available to children who are living with kidney failure and whose household incomes qualify them for AKF assistance. In addition, our Summer Enrichment Program provides financial assistance to help children with kidney disease or kidney failure attend specialty camps and other local summer programs of their choice. These specialty camps offer all the fun of traditional camps, but they are also equipped with the facilities and staff to handle the unique medical needs of these children. AKF begins accepting applications for the Summer Enrichment Program each year in early April. For more information about the Summer Enrichment Program, give us a call at 1.800.795.3226 or send us an email.
Prescription drug resources
Medicare and some private insurance policies do not automatically include prescription drug coverage. If you do not enroll in Medicare Part D or in your private insurance company’s prescription drug plan, you will need to pay out-of-pocket for any medicines your doctor prescribes. Prescription drugs are extremely expensive, sometimes costing thousands of dollars a month. If you are not enrolled in Medicare Part D or do not have prescription drug coverage as a part of your private health insurance policy, and you cannot afford to pay for your prescriptions, you may be eligible for programs that help you pay for your medicine.
The Patient Advocate Foundation has a list of financial assistance programs offered by drug companies to help people who can’t afford their medicines. Check here to see if the company that makes your medicine has a program that can help you.
The Partnership for Prescription Assistance also has a list of patient assistance programs for prescription medicines. At this website, you may type in the name of your medicine and find a list of programs that can help you pay for it.
If you need more help, talk to your dialysis center social worker or contact the American Kidney Fund's HelpLine at 866.300.2900.