While most of our grant recipients are on Medicare, for some people with kidney failure, commercial insurance—through an employer group health plan, COBRA or the marketplace exchanges—is the better option. People with kidney failure who want and need private insurance should be able to get it, just as Congress has affirmed for decades. We believe it’s every patient’s right to choose the coverage that best meets their needs, and AKF’s program makes options possible for people who otherwise could not afford to make a choice.